TVM:Financial Planning Toolkit for Mac

Description

Time Value TVM Calculator App is a focused time value of money calculator for people who want quick answers without rebuilding the same scenario over and over. Use it as a TVM calculator, loan payment calculator, mortgage refinance calculator, present value calculator, future value calculator, debt payoff planner, savings goal calculator, retirement planning tool, or college fund calculator. It keeps the math practical, the layout clear, and the records on device. The app is built for real scenarios, not generic note taking. - Start from preset scenarios like Loan Payment, Mortgage Refi, Car Loan, Future Investment, Debt Payoff, Retirement Income, Savings Goal, College Fund, Emergency Fund, or a blank Custom TVM record. - Solve for present value, future value, payment, time, or interest rate in one place. - Enter PV, FV, PMT, time, and rate, then choose monthly or annual values plus End or Beg timing. - See a labeled result that fits the scenario, such as Monthly Payment, Total Paid, Interest, Monthly Withdrawal, Savings Goal, or Future Value. - Save scenarios and compare them later from the Home screen instead of starting from scratch every time. - Duplicate, share, reset, or randomize a scenario when you want to test another assumption fast. - Search saved records by name, target, values, or date so the right scenario is easy to find. - Use the iPad split view to keep the list and detail visible together. - Stay comfortable on iPhone with a compact layout that still keeps the important inputs close together. It also works well as a private finance notebook. - Records stay on the device in sqlite, so there is no account to create and no sign-in flow to slow you down. - The app is local first and privacy oriented, which makes it a good fit for personal finance planning. - Toast banners confirm saves, shares, imports, exports, and other actions without blocking the workflow. - Built-in help explains the Home screen, TVM detail view, spreadsheet, stats, and import/export flow. - The interface keeps the numbers and controls in view, which makes it easier to check a loan payment, compare a refinance, or adjust a savings goal on the fly. The spreadsheet view gives power users a clean way to scan larger sets of data. - See every stored database field in one spreadsheet-style layout. - Sort by any column, then switch to the next order or clear the sort when you want to start fresh. - Use the row-number column to keep your place while scanning a long list. - Browse records in 250-row pages so larger sets stay responsive. - Open a scenario straight from the table when you want to jump back into the detail screen. - Use the toolbar help menu when you need a quick reminder about the spreadsheet behavior. The stats screen is useful when you want to compare patterns instead of one-off answers. - Group scenarios by name and review the number of saved records in each group. - Compare averages and totals across repeated TVM scenarios. - Share a stats page when you want to review a set of calculations outside the app. - Search the stats list to narrow down a large collection quickly. Import and export are built for real work, not just backup. - Export TVM scenarios to CSV for spreadsheets and desktop workflows. - Export to JSON when you want a structured backup or a cleaner transfer format. - Import CSV or JSON back into the local database without rebuilding every record by hand. - Keep an archive of old scenarios, loan comparisons, or planning worksheets. If you want a time value of money app that feels practical, easy to revisit, and simple to keep organized, Time Value TVM Calculator App gives you a focused TVM calculator, a spreadsheet view, search, stats, and import/export in one place.

Estimates

Monthly Downloads > 8.98k

Est. Revenue ~ $3.67k

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Search Keywords 1

#	Term	Country	Place	Priority
1	verosocial studio		#5

Competitors

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11	LSI Calc DB Water Balance Log	2
12	Snow Day, Wind Chill & Speed	2
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14	CNC Milling Speeds & Feeds Pro	2
15	Decimal to Fraction Converter+	2
16	Construction+	2
17	Gas Oil Mixture Ratio	2
18	Weather Calc & Conv Temp,Solar,Pressure,Altimeter	2
19	Marine CFT & PFT Score - New Standards	1
20	Wrestling Game & Player Stats	1

Availability

Devices

iPhone3GS iPhone4 iPodTouchFourthGen iPad2Wifi iPad23G iPhone4S iPadThirdGen iPadThirdGen4G iPhone5 iPodTouchFifthGen iPadFourthGen iPadFourthGen4G iPadMini iPadMini4G iPhone5c iPhone5s iPadAir iPadAirCellular iPadMiniRetina iPadMiniRetinaCellular iPhone6 iPhone6Plus iPadAir2 iPadAir2Cellular iPadMini3 iPadMini3Cellular iPodTouchSixthGen iPhone6s iPhone6sPlus iPadMini4 iPadMini4Cellular iPadPro iPadProCellular iPadPro97 iPadPro97Cellular iPhoneSE iPhone7 iPhone7Plus iPad611 iPad612 iPad71 iPad72 iPad73 iPad74 iPhone8 iPhone8Plus iPhoneX iPad75 iPad76 iPhoneXS iPhoneXSMax iPhoneXR iPad812 iPad834 iPad856 iPad878 iPadMini5 iPadMini5Cellular iPadAir3 iPadAir3Cellular iPodTouchSeventhGen iPhone11 iPhone11Pro iPadSeventhGen iPadSeventhGenCellular iPhone11ProMax iPhoneSESecondGen iPadProSecondGen iPadProSecondGenCellular iPadProFourthGen iPadProFourthGenCellular iPhone12Mini iPhone12 iPhone12Pro iPhone12ProMax iPadAir4 iPadAir4Cellular iPadEighthGen iPadEighthGenCellular iPadProThirdGen iPadProThirdGenCellular iPadProFifthGen iPadProFifthGenCellular iPhone13Pro iPhone13ProMax iPhone13Mini iPhone13 iPadMiniSixthGen iPadMiniSixthGenCellular iPadNinthGen iPadNinthGenCellular iPhoneSEThirdGen iPadAirFifthGen iPadAirFifthGenCellular iPhone14 iPhone14Plus iPhone14Pro iPhone14ProMax iPadTenthGen iPadTenthGenCellular iPadPro11FourthGen iPadPro11FourthGenCellular iPadProSixthGen iPadProSixthGenCellular

Pricing by country

Country	Price
Canada	0.99 CAD
China	8 CNY
France	0.99 EUR
Germany	0.99 EUR
Italy	0.99 EUR
Netherlands	0.99 EUR
Portugal	0.99 EUR
Spain	0.99 EUR
Poland	2.29 EUR
UK	0.99 GBP
India	99 INR
Japan	150 JPY
Korea, Republic Of	1100 KRW
Poland	4.99 PLN
Russia	99 RUB
Turkey	49.99 TRY
USA	0.99 USD
Korea, Republic Of	2.19 USD
Ukraine	0.99 USD

Version History

Latest: 9.3

Fix for opening record cells requiring long tap. Now issue removed. This update tightens the core TVM workflow from the home screen through export and makes the app feel more complete for day-to-day planning. - Home now centers around the most common TVM scenarios, including Loan Payment, Mortgage Refi, Car Loan, Future Investment, Debt Payoff, Retirement Income, Savings Goal, College Fund, and Emergency Fund. - Custom TVM from the toolbar gives you a blank record when you want to build a scenario from scratch. - Saved scenarios stay on the Home screen so you can compare ideas before changing the inputs. - The detail screen now keeps the scenario name, solve-for target, PV, FV, PMT, time, and rate in one place. - Monthly and annual toggles are built into the inputs, and End/Beg timing stays visible while you work through the math. - The CALC button refreshes the result without forcing you out of the scenario. - Save keeps the current TVM record and updates the derived values tied to that scenario. - Randomize gives you a quick draft when you want to test another assumption. - Reset returns the draft to the saved record so you can recover fast after experimenting. - Share sends a clean scenario summary with the active input values and the computed result. - The result card now shows a labeled answer that matches the scenario instead of a plain numeric output. - The Home list supports search, duplicate, share, and delete actions so saved scenarios stay manageable. - The list sort order lets you compare scenarios by latest, oldest, name, solve for target, or answer. - The spreadsheet now acts like a real table with every stored database field shown as a column. - A local row-number column keeps the record set easy to follow while sorting or paging. - Header taps cycle through ascending sort, descending sort, and no sort to match the way a spreadsheet usually behaves. - Pagination keeps large record sets responsive by loading 250 rows at a time. - The grid stays top aligned so the table feels anchored instead of floating inside a blank panel. - The toolbar help menu gives you quick access to spreadsheet instructions without leaving the view. - Stats now groups records by name and shows record counts, averages, and totals for the saved scenarios. - Stats pages can be shared, which makes it easier to review a set of calculations outside the app. - Search works across Home, Spreadsheet, and Stats so you can narrow down records fast. - Export still supports CSV and JSON, and import still brings those files back into the local database. - Toast banners continue to confirm saves, shares, exports, imports, and deletes. - iPad split view still keeps the list and detail visible together, while iPhone stays compact and easy to use. - The app remains local first, with sqlite-backed storage and no account setup. - The spreadsheet help sheet is easier to reach from the toolbar when you need a quick reminder. - The row-number column stays tied to the current page, which makes sorted tables easier to follow. - Stats detail pages still open a share sheet in one tap, so you can review results outside the app. - CSV and JSON imports keep the same field mapping, which makes round-tripping cleaner. - Search still works across the major views, so moving between Home, Spreadsheet, and Stats stays quick. - The local database behavior is unchanged, so records continue to stay on device. - iPhone and iPad layouts still follow the same core flow, but the screens feel tighter and easier to read. This release is mostly about removing friction: faster scenario setup, cleaner result labels, a better spreadsheet, and a smoother way to review, share, and export TVM calculations.

v8.6 2 weeks ago