I wish I could have a refund and get the 2 hours of my life back that I wasted trying to get this app to work.
Estimation application downloads and cost
Description
Get your debt under control the right way.
Everybody that has debt knows they should get rid of it - its crippling and can overwhelm and consume your life. Especially with this economy being as unpredictable as it is, its not a good time to have a high debt load.
But its not nearly as easy getting out of it as it was into it.
Some plans or applications tell you to just send a little bit more to your debts and wach them melt away. And thats awesome! But you can do better. Because when it comes down to it, youre still just guessing. "Hmm, I think I can spare another $20 to my credit card this month." And then you make projections based on your guess and just hope and hope that you guessed right. Because if you were wrong, then all those projections are bogus.
Debtinator is more intelligent. Instead of relying upon you to guess how much money you can send, you instead describe your financial situation and it figures out how much money you have available to send for you.
So you tell it your income, your recurring expenses, and describe your debt load. It analyzes all of this and figures out just how much money you really have available to send to your debts. Sure, maybe you can spare $20 to your credit card this month. But maybe next month you could actually send $50. And the month after that $80. And the month after that, you cant send anything extra because your car insurance payment is due. You did remember that you have to pay your car insurance every 6 months when you guessed you could send an extra $20, right? Debtinator remembered.
And the best part is - it works within your lifestyle. If you want to spend $50/month eating out and $100/month on movies and $200/month on purchases here in the App Store, youre welcome to do it. Debtinator doesnt judge. Were not trying to make you pay off your debt our way, were trying to show you how to pay it off your way.
If you dont like the results? Change em! Spend $25/month eating out instead and see what sort of impact it has. If it saves you more in interest and gets you out of debt sooner, then so much the better. Or go the other way - maybe budgeting $75/month for eating out will only keep you in debt for another 3 months and cost you a couple hundred bucks more. Is eating out more for the next few years worth the little bit of extra time itll take you to pay off your debts? We dont know. The point is you get to decide what works for you, Debtinator just works with it.
It doesnt matter if you have $5,000 in debt or $500,000. Better planning yields better results. Wouldnt you love to pay off your mortgage in 7 years instead of 30? If it can be done, Debtinator will show you how.
The savings are potentially huge. A little work and planning is going to recoup the registration fee in nothing flat, knock out your debts, and brighten your future.
Feature requests? Problems? Bugs? Contact us and let us know! We hate bugs in the app even more than you do - its handling your money and our reputation, and its gotta be flawless. So if you have trouble, tell us so we can fix it. Feature requests are always welcome, too! We cant promise to implement everything, but suggestions are always a good thing. So please, talk to us should the need arise. We pride ourselves on our customer service.
Read more
Everybody that has debt knows they should get rid of it - its crippling and can overwhelm and consume your life. Especially with this economy being as unpredictable as it is, its not a good time to have a high debt load.
But its not nearly as easy getting out of it as it was into it.
Some plans or applications tell you to just send a little bit more to your debts and wach them melt away. And thats awesome! But you can do better. Because when it comes down to it, youre still just guessing. "Hmm, I think I can spare another $20 to my credit card this month." And then you make projections based on your guess and just hope and hope that you guessed right. Because if you were wrong, then all those projections are bogus.
Debtinator is more intelligent. Instead of relying upon you to guess how much money you can send, you instead describe your financial situation and it figures out how much money you have available to send for you.
So you tell it your income, your recurring expenses, and describe your debt load. It analyzes all of this and figures out just how much money you really have available to send to your debts. Sure, maybe you can spare $20 to your credit card this month. But maybe next month you could actually send $50. And the month after that $80. And the month after that, you cant send anything extra because your car insurance payment is due. You did remember that you have to pay your car insurance every 6 months when you guessed you could send an extra $20, right? Debtinator remembered.
And the best part is - it works within your lifestyle. If you want to spend $50/month eating out and $100/month on movies and $200/month on purchases here in the App Store, youre welcome to do it. Debtinator doesnt judge. Were not trying to make you pay off your debt our way, were trying to show you how to pay it off your way.
If you dont like the results? Change em! Spend $25/month eating out instead and see what sort of impact it has. If it saves you more in interest and gets you out of debt sooner, then so much the better. Or go the other way - maybe budgeting $75/month for eating out will only keep you in debt for another 3 months and cost you a couple hundred bucks more. Is eating out more for the next few years worth the little bit of extra time itll take you to pay off your debts? We dont know. The point is you get to decide what works for you, Debtinator just works with it.
It doesnt matter if you have $5,000 in debt or $500,000. Better planning yields better results. Wouldnt you love to pay off your mortgage in 7 years instead of 30? If it can be done, Debtinator will show you how.
The savings are potentially huge. A little work and planning is going to recoup the registration fee in nothing flat, knock out your debts, and brighten your future.
Feature requests? Problems? Bugs? Contact us and let us know! We hate bugs in the app even more than you do - its handling your money and our reputation, and its gotta be flawless. So if you have trouble, tell us so we can fix it. Feature requests are always welcome, too! We cant promise to implement everything, but suggestions are always a good thing. So please, talk to us should the need arise. We pride ourselves on our customer service.
Debtinator screenshorts
Application availability
Available in countries
| Country | Price |
|---|---|
| Canada | 24.99 CAD |
| China | 148 CNY |
| France | 22.99 EUR |
| Germany | 22.99 EUR |
| Italy | 22.99 EUR |
| Netherlands | 22.99 EUR |
| Portugal | 22.99 EUR |
| Spain | 22.99 EUR |
| Poland | 21.99 EUR |
| UK | 19.99 GBP |
| India | 1999 INR |
| Japan | 3000 JPY |
| Korea, Republic Of | 29000 KRW |
| Poland | 99.99 PLN |
| Russia | 1790 RUB |
| Turkey | 599.99 TRY |
| USA | 19.99 USD |
| Korea, Republic Of | 21.99 USD |
| Ukraine | 22.99 USD |
Available for devices
MacDesktop,Reviews
App doesn’t work with OS X 10.9.1
Difficult to use
too much info to populate. way too complicated. i was just looking for a snow ball plan.
So Far, So Good
This app is a great tool to help keep your finances organized and right in front of you. We are still inputing our "stuff" but it is great to see the different scenarios you can set-up to see how your money is being spent, as well as how quick or slow you are actually paying down debt. It calculates the information for you as you put it in so you dont have to, and it is really easy to navigate through the tabs. Well worth the $20!!
Amazing debt payment scenarios, but.......
Just downloaded the program. It is easy to use, and most importantly, shows you how to drop your debt "like its hot". Very easy to use interface. My complaint, and my 3 star rating are for the following reason: Ive been using the program for a total of 5 hours now and it has CRASHED 8 times already. I guess Im lucky that I saved my data on a whim after 1 hour of usage, because I had a crash shortly thereafter. Word to the wise; save your work often, just in case. Bottom line; Debtinator is an amazing tool that every single person that has debt should be using. The program is definitely worth more than the $20 purchase price, but the guys and gals over at Debtinator HQ have to release a more stable update. MacBook Pro Intel Core 2 Duo, 2.53 GHz, 4 GB 1067 MHZ DDR3, OS X 10.6.6
A Very Polish Application
Surprisingly about the features and abilities in this application. Just input your financial portfolio and it calculates a brighter financial outlook. Plenty of online and email support... For certain, this is the best financial software I have ever used...it is worth every penny.
Good Idea, needs work
Program is a good idea but there is room for improvement. My program keeps crashing and I cant seem to find a summary of each month. Price should be $5.
Light at the end of the tunnel...
I have been using this app for years now, ever since my previous favorite, DebtMinder, was discontinued. First and foremost, the author of Debtinator has provided amazing support. Several times over the past few years, I have encountered scenarios that would cause the program to get stuck in an endless loop. The author was always able to work with me and provide me an update to resolve the issue. I only use some basic features of this app. I put in my monthy expenses. I enter my bank accounts. I put in my credit accounts (cards, car loans, etc.). After all the work is done (interest rates, minimum payment requirements, etc.), it is very simple to let it run for a few minutes and show you how fast you can be debt free. It can give you the "best/fastest" way, where it will spend every last dime you have paying down highest interest debts first, or you can see how many lifetimes it will take to pay off at just "minimum monthly payments." It also lets you manually select the priority of accounts. I do it this way, so my "working card" gets paid to zero every month. It is very flexible, and so far, anything I have wondered if it could do, I have been shown a way to do it. Being able to see this light at the end of the tunnel makes my debt situation seem far less hopeless. ;-) You can also experiment and see what impact extra income would do (I can quickly add an extra $200/month and see how much faster I pay off -- perhaps a part time job would be woth it, eh?). I have yet to find anything better on the Mac for this type of calculation. It is easily one of the most important pieces of software I use.
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