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Version
1.0.2
Size
12.51 Mb
Updated
3 weeks ago
Released
15 Sep 2026
Description
Kepta answers one question: what is actually left to spend this month?
Not what you earned. What is left after the rent, the dues, the bills and the subscriptions that leave your account whether you think about them or not.
WHAT IS LEFT, ON THE FRONT PAGE
Your regular payments come off your income before anything else, so the number on the home screen is the number you can spend. A daily pace tells you whether you are ahead or behind, without doing the arithmetic yourself.
TWO SECONDS TO LOG
Type it the way you would say it — "coffee 4.50" — and Kepta reads the amount, the merchant and the category out of one line. Or say it out loud. Or log it from the Home Screen widget, the Lock Screen, Control Centre, Siri or Spotlight, without opening the app at all.
YOUR HOME AND YOUR CAR
Rent, building dues, electricity, water, internet: add them once and Kepta counts them every month and reminds you before each one. Your car gets the same page — fuel or charging, insurance, inspection, service and fines — with consumption worked out from your own fill-ups.
WHO YOU SPEND ON
Tag a transaction with a person and the report breaks the month down by household member, on top of the usual categories. A school fee stays Education and goes to your child.
STATEMENTS AND RECEIPTS
Import the PDF your bank emails you, or a CSV export. Anything you already logged by hand is matched, not duplicated. Scan a fuel receipt and the amount, the litres and the merchant come off the photo.
TOLD BEFORE IT COSTS YOU
The morning a subscription is charged. The day before a bill or an instalment. Weeks before your insurance or inspection runs out. Three days and one day before a free trial ends, while you can still cancel.
PRIVATE BY CONSTRUCTION
There is no Kepta account and no Kepta server. Your ledger lives in your own private iCloud database, and nobody has a key but you. Kepta never asks for your online banking. No tracking SDK is in this app — not a reduced amount of tracking, none.
Estimates
Availability
Devices
iPhone5s
iPadAir
iPadAirCellular
iPadMiniRetina
iPadMiniRetinaCellular
iPhone6
iPhone6Plus
iPadAir2
iPadAir2Cellular
iPadMini3
iPadMini3Cellular
iPodTouchSixthGen
iPhone6s
iPhone6sPlus
iPadMini4
iPadMini4Cellular
iPadPro
iPadProCellular
iPadPro97
iPadPro97Cellular
iPhoneSE
iPhone7
iPhone7Plus
iPad611
iPad612
iPad71
iPad72
iPad73
iPad74
iPhone8
iPhone8Plus
iPhoneX
iPad75
iPad76
iPhoneXS
iPhoneXSMax
iPhoneXR
iPad812
iPad834
iPad856
iPad878
iPadMini5
iPadMini5Cellular
iPadAir3
iPadAir3Cellular
iPodTouchSeventhGen
iPhone11
iPhone11Pro
iPadSeventhGen
iPadSeventhGenCellular
iPhone11ProMax
iPhoneSESecondGen
iPadProSecondGen
iPadProSecondGenCellular
iPadProFourthGen
iPadProFourthGenCellular
iPhone12Mini
iPhone12
iPhone12Pro
iPhone12ProMax
iPadAir4
iPadAir4Cellular
iPadEighthGen
iPadEighthGenCellular
iPadProThirdGen
iPadProThirdGenCellular
iPadProFifthGen
iPadProFifthGenCellular
iPhone13Pro
iPhone13ProMax
iPhone13Mini
iPhone13
iPadMiniSixthGen
iPadMiniSixthGenCellular
iPadNinthGen
iPadNinthGenCellular
iPhoneSEThirdGen
iPadAirFifthGen
iPadAirFifthGenCellular
iPhone14
iPhone14Plus
iPhone14Pro
iPhone14ProMax
iPadTenthGen
iPadTenthGenCellular
iPadPro11FourthGen
iPadPro11FourthGenCellular
iPadProSixthGen
iPadProSixthGenCellular
Pricing by country
| Country | Price |
|---|---|
| Canada | 0.99 CAD |
| China | 8 CNY |
| France | 0.99 EUR |
| Germany | 0.99 EUR |
| Italy | 0.99 EUR |
| Netherlands | 0.99 EUR |
| Portugal | 0.99 EUR |
| Spain | 0.99 EUR |
| UK | 0.99 GBP |
| India | 99 INR |
| Japan | 150 JPY |
| Korea, Republic Of | 1100 KRW |
| Poland | 4.99 PLN |
| Russia | 99 RUB |
| Turkey | 49.99 TRY |
| USA | 0.99 USD |
| Ukraine | 0.99 USD |
