P39 Financial at Mac App Store analyse

P39 Financial is a home financial program designed around the concept of envelopes. The envelope method of budgeting is not new, its been around for many years. Money (cash) is deposited into the physical envelopes from each deposit. When you need to make a purchase, you get money from the envelope, go to the store and make your purchase, then come home and put the change back in to the envelope. When the envelope is empty, no more spending out of that envelope. P39 Financial takes the physical envelopes to the digital age - no more paper envelopes to worry about. Features: - Setup multiple accounts - Setup multiple envelopes - Import transactions (QFX/OFX and CSV format) - Easily split a transaction between multiple envelopes - Create budgets - Create Categories - Run annual or monthly reports - Backup and restore database - Search transactions - Track Stock and 401K investment accounts