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Version
1.32
Size
10.95 Mb
Updated
5 years ago
Released
19 Nov 2012
Screenshots
Description
Spend Control answers the following most basic of financial questions:
"How much can I safely spend today such that I can still meet my upcoming obligations and ultimately reach my desired goals?"
Or to put it more succinctly: "How much can I spend today without harming my future?"
And heres how it works:
First you tell Spend Control (in a user-friendly way) about your upcoming financial situation (your expected income over the next 12 months and how much of that income is already dedicated to such things as rent, utilities, car payments, savings, etc.) Given that information Spend Control tells you how much is available for your “allowance” (i.e., discretionary spending money.) You then create a budget for that leftover allowance money at which point Spend Control generates a virtual envelope for each category and seeds it with one weeks allowance (an amount you can easily change.) Thereafter, the app will automatically, every day, feed each envelope with one days allowance such that if you dont spend anything in that category your spendable amount will continue to grow. If you do spend something, you need only tap on the category, enter the amount spent and Spend Control will subtract the amount from the appropriate envelope.
The process described above is the apps main function but there are other tools that further help you track and prioritize. For example, if you see an outfit you really want but dont yet have enough in your Clothing envelope, you can choose (prioritize) to transfer money from another envelope, say, Entertainment (as opposed to, say, Rent.) Or you can use the tool called the Future Balances Calculator to answer the question "If I hold off buying now, when will I have the necessary funds in that envelope?" or perhaps the question "How much will I have in my Paris Vacation envelope when that date arrives?" Spend Control also generates a number of reports, such as Current Budget and Current Balances which you can then email to yourself or to someone else.
Estimates
Search Keywords 1
| # | Term | Country | Place | Priority |
|---|---|---|---|---|
| 1 | envelope budgeting | #11 | ⭐️⭐️⭐️⭐️⭐️ |
Competitors
| # | App | Common keywords |
|---|---|---|
| 1 | Mvelopes | 3 |
| 2 | Goodbudget Budget Planner | 3 |
| 3 | Daily Budget Original | 3 |
| 4 | Expense Keep: Envelope Budget | 3 |
| 5 | SimpleTrack | 3 |
| 6 | Budget Ease | 3 |
| 7 | Envelopes: Budget Manager | 3 |
| 8 | Daily Budget Original Pro | 3 |
| 9 | NeoBudget | 3 |
| 10 | Green - Budget Forecasting | 3 |
| 11 | Envelopes | 3 |
| 12 | Funded: Personal Finance | 2 |
| 13 | Cash Flow Planner | 2 |
| 14 | Banktivity: Personal Finance | 1 |
| 15 | Envudu | 1 |
| 16 | Budget Badger: Expense Tracker | 1 |
Availability
Devices
iPad2Wifi
iPad23G
iPhone4S
iPadThirdGen
iPadThirdGen4G
iPhone5
iPodTouchFifthGen
iPadFourthGen
iPadFourthGen4G
iPadMini
iPadMini4G
iPhone5c
iPhone5s
iPadAir
iPadAirCellular
iPadMiniRetina
iPadMiniRetinaCellular
iPhone6
iPhone6Plus
iPadAir2
iPadAir2Cellular
iPadMini3
iPadMini3Cellular
iPodTouchSixthGen
iPhone6s
iPhone6sPlus
iPadMini4
iPadMini4Cellular
iPadPro
iPadProCellular
iPadPro97
iPadPro97Cellular
iPhoneSE
iPhone7
iPhone7Plus
iPad611
iPad612
iPad71
iPad72
iPad73
iPad74
iPhone8
iPhone8Plus
iPhoneX
iPad75
iPad76
iPhoneXS
iPhoneXSMax
iPhoneXR
iPad812
iPad834
iPad856
iPad878
Watch4
iPadMini5
iPadMini5Cellular
iPadAir3
iPadAir3Cellular
iPodTouchSeventhGen
iPhone11
iPhone11Pro
Watch5
iPadSeventhGen
iPadSeventhGenCellular
iPhone11ProMax
iPhoneSESecondGen
iPadProSecondGen
iPadProSecondGenCellular
iPadProFourthGen
iPadProFourthGenCellular
Pricing by country
| Country | Price |
|---|---|
| Canada | free |
| China | free |
| France | free |
| Germany | free |
| Italy | free |
| Netherlands | free |
| Portugal | free |
| Spain | free |
| Poland | free |
| UK | free |
| India | free |
| Japan | free |
| Korea, Republic Of | free |
| Poland | free |
| Russia | free |
| Turkey | free |
| USA | free |
| Korea, Republic Of | free |
| Ukraine | free |
