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Version
0.5.0
Size
36.12 Mb
Updated
2 weeks ago
Released
12 Aug 2025
Description
Finance made fast, simple & seamless with Upstox Loans
From unplanned expenses to your next big life goal—whatever the need, Upstox Loans makes borrowing stress-free and instant. Brought to you by RKSV Securities Pvt. Ltd., we offer access to personal loans from trusted NBFCs and banks, through a fully digital and secure experience.
Example:
Personal loan Amount: ₹2,00,000
Tenure: 36 months
Interest Rate: 24% p.a.
Processing Fee: ₹5,900 (incl. GST)
EMI: ₹7,210
Total Interest: ₹79,546
APR: 26.5%
Net Disbursed: ₹1,94,100
Total Repayment: ₹2,79,546
Lending Partner(s)
All personal loans are disbursed by RBI-registered entities. Upstox does not disburse loans. Currently partnered with:
InCred Financial Services Ltd
022-42117799
[email protected]
Chatbot: 8826272192
www.incred.com
What’s needed to apply for a personal loan?
You may be asked to submit:
Aadhaar & PAN for KYC
Bank account details for disbursal
A selfie for ID verification
Additional documents may be requested based on your profile.
Eligibility Criteria for a Personal Loan
Eligibility is determined by lending partners. Common requirements include:
Indian citizens (age 21–65)
Salaried or self-employed
Meeting the lender’s income criteria
A credit score aligned with the lender’s risk policy
Repayment & Prepayment of Personal Loan
EMIs are auto-debited from your registered bank account via eNACH
Maintain a sufficient balance to avoid bounce charges
Foreclosure or part-payment allowed (may attract additional charges as per lender’s policy)
Secure & Transparent
Upstox is committed to responsible lending practices. You will receive your Sanction Letter, Loan Agreement, and Key Fact Statement (KFS) on your registered email for complete clarity.
Privacy Policy: https://upstox.com/terms-of-use-and-privacy-policy/
Ready to make your next move?
Download the Upstox Loans App and get funds on the go—fast, flexible, and fully digital.
Estimates
Availability
Devices
iPhone5s
iPadAir
iPadAirCellular
iPadMiniRetina
iPadMiniRetinaCellular
iPhone6
iPhone6Plus
iPadAir2
iPadAir2Cellular
iPadMini3
iPadMini3Cellular
iPodTouchSixthGen
iPhone6s
iPhone6sPlus
iPadMini4
iPadMini4Cellular
iPadPro
iPadProCellular
iPadPro97
iPadPro97Cellular
iPhoneSE
iPhone7
iPhone7Plus
iPad611
iPad612
iPad71
iPad72
iPad73
iPad74
iPhone8
iPhone8Plus
iPhoneX
iPad75
iPad76
iPhoneXS
iPhoneXSMax
iPhoneXR
iPad812
iPad834
iPad856
iPad878
iPadMini5
iPadMini5Cellular
iPadAir3
iPadAir3Cellular
iPodTouchSeventhGen
iPhone11
iPhone11Pro
iPadSeventhGen
iPadSeventhGenCellular
iPhone11ProMax
iPhoneSESecondGen
iPadProSecondGen
iPadProSecondGenCellular
iPadProFourthGen
iPadProFourthGenCellular
iPhone12Mini
iPhone12
iPhone12Pro
iPhone12ProMax
iPadAir4
iPadAir4Cellular
iPadEighthGen
iPadEighthGenCellular
iPadProThirdGen
iPadProThirdGenCellular
iPadProFifthGen
iPadProFifthGenCellular
iPhone13Pro
iPhone13ProMax
iPhone13Mini
iPhone13
iPadMiniSixthGen
iPadMiniSixthGenCellular
iPadNinthGen
iPadNinthGenCellular
iPhoneSEThirdGen
iPadAirFifthGen
iPadAirFifthGenCellular
iPhone14
iPhone14Plus
iPhone14Pro
iPhone14ProMax
iPadTenthGen
iPadTenthGenCellular
iPadPro11FourthGen
iPadPro11FourthGenCellular
iPadProSixthGen
iPadProSixthGenCellular
Pricing by country
| Country | Price |
|---|---|
| India | free |
