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CASH ACCOUNT: EARN 4.00% Annual Percentage Yield (APY) We work with partner banks so you can earn nearly 10x the national average interest rate with no account fees. The Cash Account includes free instant withdrawals to eligible accounts in the RTP and FedNow networks, and you can access over 19,000 free ATMs, plus get two ATM fee reimbursements (up to $7.50 each) per month. Learn more at wealthfront.com/cash. AUTOMATED BOND LADDER: LOCK-IN HIGH YIELDS (AND NO STATE TAXES) Make the most of current rates with a ladder of US Treasuries. Your interest is exempt from state and local income taxes, so you can earn more — and keep more — than most savings accounts and some CDs. AUTOMATED INVESTING ACCOUNT: EXPERT-BUILT ETF PORTFOLIOS Hands-off investing made easy. We’ll recommend a globally-diversified portfolio of automated index funds that’s personalized for you. We handle the trades, reinvest your dividends, and help to lower your taxes with Tax-Loss Harvesting. INVEST IN STOCKS WITH ZERO COMMISSIONS We make it easier to explore investing themes and opportunities to help you find more companies that aren’t on your radar (yet!). It’s your shortcut to smarter stock investing. UPGRADE YOUR S&P 500® INVESTING Invest directly in the stocks of the S&P 500® and we’ll manage everything for you. We handle all the trades and take advantage of dips in the market to look for opportunities to lower your tax bill. BUILD YOUR WEALTH IN ONE PLACE Get a big-picture view of your finances and make sure you’re on track now and into retirement. Say goodbye to multiple apps and forgotten passwords, and take the guesswork out of building wealth. The information contained in this communication is for general informational purposes only should not be construed as tax advice, an offer, recommendation, or solicitation to buy or sell any security. Cash Account offered by Wealthfront Brokerage LLC (“Wealthfront Brokerage”), Member FINRA/SIPC. Neither Wealthfront Brokerage nor any of its affiliates are a bank, and Cash Account is not a checking or savings account. *The Annual Percentage Yield (“APY”) on cash deposits as of December 27, 2024, is representative, subject to change, and requires no minimums. We convey funds to partner banks who accept and maintain deposits, provide the variable APY, and provide FDIC insurance. Investment management and advisory services–which are not FDIC insured–provided by Wealthfront Advisers LLC (“Wealthfront Advisers”), an SEC-registered investment adviser, and financial planning tools are provided by Wealthfront Software LLC (“Wealthfront Software”). All investing involves risk, including the possible loss of principal. Past performance does not guarantee future results. See our Full Disclosure at wealthfront.com/legal/disclosure for important details. The S&P 500® index is a product of S&P Dow Jones Indices LLC (“SPDJI”) and has been licensed for use by Wealthfront Advisers LLC. Standard & Poor’s®, S&P®, S&P 500®, US 500 and The 500 are trademarks of Standard & Poor’s Financial Services LLC; Dow Jones® is a registered trademark of Dow Jones Trademark Holdings LLC (“Dow Jones”); and these trademarks have been licensed for use by SPDJI and sublicensed for certain purposes by Wealthfront Advisers LLC. Wealthfront’s S&P 500 Direct Portfolio is not sponsored, endorsed, sold or promoted by SPDJI, Dow Jones, S&P, their respective affiliates and none of such parties make any representation regarding the advisability of investing in such product nor do they have any liability for any errors, omissions, or interruptions of the S&P 500® index. The yield earned from U.S. Treasuries is exempt from state and local income taxes. However, interest income from Treasuries is subject to federal income tax. Tax treatment may vary based on your individual circumstances. To understand implications for your specific financial situation, consult a tax professional. Copyright 2025 Wealthfront Corporation. All rights reserved.